Gabe Bult – Detailed Biography

Gabe Bult is a popular lifestyle and finance YouTuber.

He has over 830K subscribers on his eponymous YouTube channel.

Introduction

Gabe Bult was born on 7 December 1995 and hails from Pembroke, New Hampshire, United States.

Initially, his family was underprivileged and used to rely on food pantries.

His elder brother, Nate, is the founder of NH Shirt Co.

Gabe’s father, Gordon, is the owner of NH Cleaning Services.

Gabe started cleaning office buildings, at 11, in night shifts, to keep his father’s new commercial cleaning company afloat. He did this until 22 and it taught him a good work ethic.

Starting point

Gabe was a homeschool dropout who didn’t like school and regular jobs. At 18, he received the Rich Dad Poor Dad book from his mother.

She suggested he read the book as she felt that her life was hard because she didn’t read the book when she was young and missed opportunities.

Gabe learnt about assets and liabilities and was impressed and inspired by the book as it showed him the path to succeed by building assets and achieve freedom despite being a dropout.

Upon Googling the highest paying jobs which don’t require a degree, he came across the real estate agent job. So, he became a real estate agent at 18 by getting his real estate license for $500.

Gabe also started reading other books which drew him towards real estate investing, general investing, financial independence and house hacking.

He also started listening to BiggerPockets podcasts. Later, he started listening to audio books more than reading.

Thanks to his dislike for school, Gabe didn’t want to attend college and wasn’t interested in any degree and felt spending money on them was pointless.

In addition to real estate, he tried his hand at other businesses like landscaping and construction as he didn’t want to be stuck in his cleaning job.

Gabe also didn’t want to get any other regular job as he read in Rich Dad Poor Dad that jobs won’t make one rich.

He also started a marshmallow shooting company, T-shirt business and worked as a personal trainer but most of his ventures failed as he didn’t like interacting with people.

FIRE movement

Gabe learnt about the Financial Independence, Retire Early (FIRE) movement, in 2016, which allowed people in their thirties and forties to retire by frugal living and investing.

He was attracted towards this movement and read stories of people who achieved freedom in their thirties.

Gabe embraced the FIRE movement but it required saving 25 times the annual expenses and then living off with its interest.

As he wasn’t earning a high income, he felt that he couldn’t save enough to retire early. So, he dismissed the FIRE movement.

Extreme frugality

Even though Gabe rejected the FIRE movement, he started living extremely frugally in his early twenties.

He mostly stopped spending on clothes (except from thrift stores), dinners, travelling and started focusing on saving as much money as possible.

Gabe used to batch cook meals at home and for three years, he ate chicken breasts, instead of red meat and fish, as it was the cheapest form of protein.

He wanted to lower his expenses, build up enough passive income to cover those low expenses, semi-retire and spend time with his kids in future and follow his passions without worrying about working for money.

Gabe continued being frugal even after getting married as his income at the time wasn’t sufficient to start a family and he was working in three jobs.

He believed that by being frugal, he can afford kids, spend quality time with them in the future and there would be no need to work in different jobs.

Gabe worked his way up to become an ops manager at the cleaning company. Even though he didn’t like this job from the outset, he consciously chose it as he felt that it would motivate him to build passive income sources and ultimately quit his job.

Gabe worked at this job for several years to pay the bills and save up money.

He used to listen to audiobooks for around four-five hours daily while working. At the time, he was inspired by The 4-Hour Workweek book.

Instead of buying a new car, Gabe used to buy old, used cars and sell them every couple of years for the same price which he originally brought them for. Thanks to that, cars cost him nothing.

His first car was a 2000 Honda Civic which he bought for $3000 cash. He used the car for years, even though he couldn’t sit straight in it.

Gabe’s goal, while working at the job, was to lower his expenses to around $2,000 a month and then figure out a way to build up enough passive income to cover his expenses.

After living extremely frugally for around seven years and buying rentals and succeeding in a few businesses, he dialled down a little on frugality and started enjoying his life more.

Triplex @ 22

Gabe learnt about house hacking at 18 from BiggerPockets podcasts and started saving money for a house hack.

He was earning around $40,000 from his full-time job at the cleaning company and was making around $20,000 from his side hustles.

Gabe planned to chop down his housing payment which was around 30% of his income.

He was able to buy his first house hack, a triplex, at 22, after saving $25,000 from his job and projects. He also took a 3.5% FHA loan and bought the three-unit house for $200,000.

After renovating one of the units, Gabe moved into the house, got married and rented other living units to the tenants. Prior to moving here, he was living at his parents’ house for free.

As the payments made by tenants covered all his mortgages, taxes and insurance, he lived there for free and saved on the housing payment and started having a 30% savings rate.

Gabe started his YouTube channel and discovered minimalism in that house.

He was also doing stamp concrete business which he started with his brother and cousin. He did all these in addition to his full-time job.

Even though Gabe worked as a real estate agent for eight years, he lost money, at the time, thanks to the upkeep. He was closing just one or two deals per year which used to earn him around $10,000.

Setting a goal & semi-retiring

After buying his first triplex, Gabe decided to continue being frugal and go the route of buying rentals.

He repeated the whole process of buying a triplex. He bought another, bigger multi-family, four-bedroom triplex in January 2020 with a 3.5% FHA loan.

At the time, in addition to working at his full-time job, Gabe was also working at a couple part-time jobs and on his YouTube channel in the nights and weekends.

Even though his jobs kept him busy all day, he used to stay inspired by reading books, listening to Audible and watching YouTube videos.

Gabe set himself a goal that by the time he would have kids, he wouldn’t be that busy.

After renovating and furnishing his second triplex, he set up four Airbnbs in it and started earning $4,000 a month from them. He started living in his second triplex for free.

As his two properties covered all his monthly expenses, he quit his job at 24 with under $50,000 in savings. He took some time off where he just played video games but it made him depressed.

So, Gabe entered a semi-retirement phase where he resumed working on YouTube and started working on some other projects.

He had enough money to cover six months of living expenses. Even if not for the money, his rentals would have covered all his living expenses.

Going full-time

At the time, Gabe was earning around $300 a month from his YouTube channel, mostly from AdSense. But as he was passionate about videography and YouTube, he decided to become a full-time YouTuber.

The income from his channel inspired him to take his YouTube channel seriously.

Gabe didn’t believe in the idea of earning a lot of money and having nice houses to show off his success to others. This mindset helped him retire early and follow his passion.

Later, he also bought his third rental. He renovated all the apartments by himself and learnt tiling, flooring and painting.

All his properties are in Manchester, New Hampshire.

Humble beginnings

Gabe was always interested in YouTube and used to watch fitness creators.

Initially, he wanted to create fitness videos but as at the time, he was into finance, saving money and doing house hacking and there were no popular finance YouTubers, he decided to publish finance videos.

Both his father and wife supported his decision.

At the time, Gabe didn’t know video editing and thumbnails. His first video’s thumbnail was just a screenshot from the video.

After publishing around seven videos, he ran out of video ideas and started doing finance and self-improvement book reviews but later switched to minimalism and finance videos.

Gabe’s initial plan was to quit YouTube after hitting a thousand subscribers. But as he learnt about the three-year rule, he decided to stick with his channel for three years and give it his all.

He fell in love with video production and has been publishing a video every week since then.

Gabe didn’t earn from YouTube in those three years and was losing money.

In those three years, he would work on his YouTube channel first thing in the morning, work at his day job in the afternoon and then renovate his apartment in the nights.

Gabe fully focused on this routine and got rid of his TV and video games, stopped listening to music and stopped using phone except for listening to Audible podcasts.

When he had around 20,000 subscribers on his channel, he used to lose subscribers whenever he posted videos and his videos used to not cross a thousand views. This continued for six months but he didn’t give up.

Before starting on YouTube, Gabe started a blog but couldn’t work on it as he didn’t enjoy writing. Later, he also tried a podcast but that too didn’t work.

He also acted for a brief period. This later helped him host a show for Rocket Mortgage.

10x growth

Gabe started working on his eponymous YouTube channel in September 2018 but after he became a full-time YouTuber, he invested more time in his channel and his YouTube income grew by 10x in 2020 and he never looked back.

Prior to becoming a YouTuber, he was into real estate, accounting, multi-level marketing, landscaping and concrete construction but none could incite his passion.

Currently, Gabe has over 830K subscribers on his eponymous channel.

He has over 44K subscribers on his second YouTube channel, Gabe Bult – The Process. He sells The 5-Hour YouTuber course through this channel.

Gabe has over 1.40K subscribers on Gabe Bult 2.0 channel where he reviews products like sauna boxes and hot tubs. He mainly earns from affiliate marketing and has earned over $40,000 from this channel.

Initially, he used to be the only man working on his YouTube channels but later he hired a team which helps him with video editing, ideating, script writing and thumbnail designing.

Gabe also started earning well from Facebook in 2026.

Minimalism

After getting into the FIRE movement, Gabe also got into minimalism, as both are essentially similar. Both require cutting out non-essential things.

He was attracted towards minimalism as he can have time and money to spend on the things which he loves after cutting out on superfluous things.

Minimalism also helped Gabe with mental clarity and clear his digital space.

Much like him, his wife was also attracted towards the FIRE movement and minimalism and quit her job.

Joy of chasing goals

When the young Gabe started earning money, he used to quickly spend it as he believed that buying materialistic things will make him look cool, improve his self-worth and would earn him recognition from people.

He bought a Mustang at 20 after paying $6000 in cash.

Eventually Gabe realized that the expensive things gave him only short-lived happiness. He donated most of these things a year later.

After wasting thousands of dollars throughout his teen years, he realized that the real value lied in improving himself and not buying materialistic things.

So, Gabe stopped splurging money.

He didn’t buy a new shirt for 3-4 years, as he received some shirts for being a YouTuber.

He started focusing on himself, started going to the gym and found real happiness in chasing his goals.

Bibliophile

After Gabe was recommended the Rich Dad Poor Dad book, he also read other books like Essentialism and The 4-Hour Workweek. As these books inspired him, he continued reading and became a bibliophile.

He has read hundreds of books and listened to many audiobooks and podcasts.

Personal life

Gabe married Meredith in 2018. This couple has a daughter and two sons.

He lives in a single-family home in Goffstown, New Hampshire.

Gabe is an introvert who loves to travel but prefers healthy food over junk.

So, how are you inspired by the success story of Gabe Bult?

Share with me in the comment section below.